Board & Governance

Meet the dedicated leaders guiding CAMLA’s mission to advance and champion the interests of Canada’s alternative mortgage lending industry.


Board of Directors

Officers

Dean Koeller

Dean Koeller

Chair

CEO, Calvert Home Mortgage Investment Corp

Matthew Boulton

Matthew Boulton

Vice-Chair

COO, Amur Financial Group

Matthew Alexander

Matthew Alexander

Treasurer

Farm Lending

Adam Dean

Adam Dean

Secretary

VP & Portfolio Manager, CMLS Asset Management

Directors

Arif Mulji

Arif Mulji

Director

CEO, Amur Financial Group

Jared Stanley

Jared Stanley

Director

Neighbourhood Holdings

Lois Tullo

Lois Tullo

Director

CFO/CCO/CRO, KuberMIC

Michael Hapke

Michael Hapke

Director

President & CEO, Advanced MIC

Nick Kyprianou

Nick Kyprianou

Director

President & CEO, RiverRock MIC

Roy Thomas

Roy Thomas

Director

Managing Director & CRO, Vault Mortgage Corp

Ryan Lee

Ryan Lee

Director

President & CEO, Three Point Capital

Shannon Hillman

Shannon Hillman

Director

Founding Director, Capital West Mortgage Inc.

Steve Ponte

Steve Ponte

Director

CEO, PHL Capital

Staff

Dan Nguyen

Dan Nguyen

Executive Director

Serge Micheli

Serge Micheli

Director of Operations

Claudia Amaral

Claudia Amaral

Administrative Assistant

Ophelia Nguyen

Ophelia Nguyen

Administrative & Finance Assistant

Zahra Mohamedbhai

Zahra Mohamedbhai

Events Manager

Sonny Mann

Sonny Mann

Events Coordinator


Dean Koeller

Chair | CEO, Calvert Home Mortgage Investment Corp

Dean Koeller has been an active industry member for over 28 years. For the last 10 years, Dean has been President and CEO of Calvert Home Mortgage Investment Corporation, a family-owned and operated lender founded over 50 years ago.

Dean has been a board member of the Alberta Mortgage Brokers Association for a 4-year term, including 1 year as chair. In 2010, Dean was a founding member of the Private Mortgage Lenders Forum, representing more than 24 industry members to build compliance and collaboration. In 2020, Dean collaborated with more than 24 industry members to form the Canadian Alternative Mortgage Lenders Association.

Dean is committed to industry collaboration to ensure our industry is a pillar of the mortgage sector.

Matthew Boulton

Vice-Chair | COO, Amur Financial Group

Dynamic and results-driven senior executive with over 15 years of experience in finance, governance, compliance, and risk management across diverse sectors of the financial services industry. Proven track record of leading business operations, ensuring regulatory compliance, and driving sustainable growth in rapid expansion environments.

Matthew brings extensive experience in corporate governance, with board participation and committee leadership in both private and public sector organizations. He has deep knowledge of risk management frameworks, financial oversight, and compliance with regulatory standards, including expertise in working with regulators such as FINTRAC and provincial securities commissions.

He has served as Director and Vice Chair of CAMLA, Director on the executive committee of PCMA, and Director Vice Chair of the KPU Foundation.

Adam Dean

Secretary | VP & Portfolio Manager, CMLS Asset Management

Adam is Vice President & Portfolio Manager at CMLS Asset Management, part of the Nesto Group, and oversees the capital raising and investment functions of the CMLS Mortgage Fund. Adam focuses on structuring and delivering managed real estate debt investment mandates across commercial, multifamily residential, and single family residential assets that meet the credit and yield objectives of the firm's investor clients.

Adam has been with CMLS for over 13 years, with roles covering institutional investor relationships, fund management, and securitization vehicles. He is grateful for the opportunity to serve CAMLA members alongside an impressive group of leaders on the CAMLA board, each of whom play an integral role in the Canadian lending landscape.

Arif Mulji

Director | CEO, Amur Financial Group

Arif is the CEO of Amur Financial Group and brings over 20 years of business and executive experience to the Group. Arif played a key role in the growth and national expansion of Amur Financial Group and is now focused on strategy development and execution.

Arif enjoys teaching and has taught in the Business faculties at the University of Calgary and at Douglas College. He is currently an Adjunct Professor at UBC's Sauder School of Business. Arif obtained BSc and MSc degrees from UBC, an MBA (Finance and International Business) from the University of Calgary, and the Chartered Professional Accountant designation (CPA, CMA) from CPABC.

Lois Tullo

Director | CFO/CCO/CRO, KuberMIC

Lois brings over 30 years of C-suite and board level experience, both within the alternative mortgage space and for a tier one bank. She is a published author and professor at Schulich School of Business, York University.

Her credentials include CA/CPA, MBA, ICD.D, UN CEFACT Expert, and GBBC Expert. Lois has a strong technology background and is currently conducting research into the quantification of nonfinancial risk with AI.

Lois currently serves as Chair of Urban Promise Toronto (NFP) and Vice-Chair of Richview Residence (NFP, 330 affordable seniors housing units). She has previously served on the board of a Tier 1 bank, the Boulevard Club, and Girl Guides of Canada.

Michael Hapke

Director | President & CEO, Advanced Mortgage Investment Corporation

Michael Hapke, President and CEO of Advanced MIC, is known for blending deep industry experience with a people-first leadership style. A Carleton University graduate, he spent 18 years at TD Canada Trust, rising to senior executive roles in financial services.

He later led Mortgage Brokers Ottawa, helping it grow into one of the country's most trusted brokerages. At Advanced MIC, Michael continues to champion innovation, strong relationships, and meaningful results for clients and partners.

As a proud founding member of CAMLA, Michael has been dedicated to advancing the organization's mission and helping strengthen its role within the alternative lending community.

Nick Kyprianou

Director | President & CEO, RiverRock Mortgage Investment Corporation

Nick Kyprianou has over 35 years of experience with regulated trust companies and alternative mortgage lending. Prior to co-founding RiverRock MIC in 2014, Mr. Kyprianou was the Chief Executive Officer of Equity Financial Trust Company (later renamed Haventree Bank) from 2010 to 2013. During his tenure, EFT's market capitalization increased from $37 million to $119 million.

Prior to joining EFT, Mr. Kyprianou was the President of Home Trust Company from 2008 to 2010, where he held various senior positions over 18 years including Chief Operating Officer and Senior Vice-President.

Mr. Kyprianou attended McMaster University and completed the Executive Program in Sales Management at York University's Schulich School of Business (2002), the Executive Program at Queen's School of Business (2000), and the Institute of Corporate Directors at the Joseph L. Rotman School of Business (2007).

Roy Thomas

Director | Managing Director & CRO, Vault Mortgage Corporation

Roy Thomas joined Vault Mortgage Corporation as Managing Director in 2015, bringing over two decades of experience in mortgage lending. In his current role, Roy oversees mortgage origination, underwriting, funding, and ongoing portfolio monitoring.

Previously, Roy served as Vice President of Commercial Lending at ROI Capital, contributing to financing over $1.4 billion across 200 private investments in Canada. Before ROI, Roy was Senior Manager, Loan at the Business Development Bank of Canada.

Under Roy's leadership, Vault Mortgage has grown from approximately $20 million in AUM in 2015 to nearly $1.3 billion today. Over the course of his career, Roy has originated, underwritten, negotiated, and funded over $3 billion in high-quality loans across Canada.

Ryan Lee

Treasurer | President & CEO, Three Point Capital

Ryan is the President & CEO of Three Point Capital Corp. He holds a Bachelor of Commerce Degree in Finance from the University of Calgary and has completed the Canadian Securities Course, the Mortgage Brokerage course from Sauder School of Business at UBC, and the Exempt Market Products course from the IFSE Institute.

Ryan has over 25 years of experience in real estate, mortgage lending, and private capital markets. He is Past President of the Board of Directors of the BC MIC Managers Association (BCMMA) and is currently serving on the Board of Directors of CAMLA.

Ryan is also the Ultimate Designated Person (UDP) and Dealing Representative (DR) for Three Point Capital Wealth Management Inc.

Shannon Hillman

Director | Founding Director, Capital West Mortgage Inc.

Shannon Hillman is a founding director of Capital West Mortgage Inc., formed in 2001, and currently serves as President of the Alternative Lending Group at Capital West. She is also one of two managing directors overseeing daily operations at Pacifica Mortgage Investment Corporation.

With over 30 years of experience in the financial services industry, Shannon has played a key role in driving company growth and expanding market presence. She has been overseeing compliance for both Capital West and Pacifica, leading the implementation of FINTRAC regulations and the Mortgage Services Act.

Shannon is currently serving on the Technical Working Committee with the BCFSA and serves as co-chair of the Western Canada Committee of CAMLA.

Steve Ponte

Director | CEO, PHL Capital

Steve Ponte is the Chief Executive Officer of PHL Capital, bringing more than 25 years of experience in finance, construction, and real estate development. As CEO, he shapes the firm's strategic direction and leads the execution of its long-term vision.

Before joining PHL, Steve held senior leadership roles at a major Canadian financial institution, managing complex commercial portfolios and delivering tailored financing solutions to mid and large market clients.

A respected voice in the mortgage investment industry, Steve is the Past President of the BC MIC Managers Association (BCMMA), the past Co-Chair of the Western Canada Committee, and a current Board Director of CAMLA. Beyond his professional commitments, Steve is dedicated to community service through the Lending A Hand Society, supporting charitable initiatives focused on children and families.

Jared Stanley

Director | Senior Director of Originations, Neighbourhood Holdings

Jared is the Senior Director of Originations at Neighbourhood Holdings, where he plays a key role in the company’s growth and innovation. Since joining, he has contributed to Neighbourhood Holdings’ expansion, reaching $1.75 billion in mortgage volume by June 2023. For Jared, this growth reflects a broader mission: to elevate how alternative lending meets modern needs through technology, transparency, and efficient support for brokers.

With operations across Canada, Neighbourhood Holdings is driven by the principle, “What gets measured gets managed.” This focus on precision and continuous improvement means brokers get fast, reliable answers on complex files and streamlined processes. By leveraging data-driven solutions and advanced technology, Jared and his team empower brokers to confidently deliver alternative lending solutions tailored to their clients’ needs, adding value and deepening broker partnerships.

Matthew Alexander

Director | Mortgage Broker & Dealing Representative, Belco Private Capital Inc.

As a licensed Mortgage Broker and registered Exempt Market Dealing Representative with Belco Private Capital Inc, Matt brings 25 years of leadership experience in hospitality and property management, working closely with municipalities and Boards, along with special interest groups, to resolve problems and move issues forward.

As a passionate life-long learner and community supporter, Matt has spent numerous hours fundraising for several non-profits including Canadian Mental Health Association, Crime Stoppers, Camlachie Athletic Association, and Bluewater Gymnastics. Matt completed his MBA at the Odette School of Business at the University of Windsor.